Savings accounts are owned by most households, but little is known about the performance of households' investments. We … create a unique dataset by matching information on individual savings accounts from the DNB Household Survey with market data … associated with a 13% increase compared to the median interest rate. We isolate the usage of modern technology (online accounts …

Savings accounts are owned by most households, but little is known about the performance of households' investments. We … create a unique dataset by matching information on individual savings accounts from the DNB Household Survey with market data … with a 12% increase compared to the median interest rate. We isolate the usage of modern technology (online accounts) as …

for switching accounts across compared to switching within banks. Observable proxies of bank-level switching costs (number …. Consistent with theory, I provide evidence that banks incorporate inertia in their pricing as older accounts pay lower rates than … comparable newer accounts. Counterfactual policies reducing inertia shift market share to more competitive smaller banks, but …

Savings accounts are owned by most households, but little is known about the performance of households' investments. We … create a unique dataset by matching information on individual savings accounts from the DNB Household Survey with market data … with a 12% increase compared to the median interest rate. We isolate the usage of modern technology (online accounts) as …

Savings accounts are owned by most households, but little is known about the performance of households' investments. We … create a unique dataset by matching information on individual savings accounts from the DNB Household Survey with market data … with a 12% increase compared to the median interest rate. We isolate the usage of modern technology (online accounts) as …