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borrowing, budgeting, and introspection about consumption choices. These sessions reduce future online borrowing and delinquency …
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in consumption at local commercial places during the early coronavirus disease 2019 (COVID-19) era. Since using aggregate …-level data can suppress valuable information on consumption patterns coming from zip codes, the main contribution is achieved by … consumption of products and services that can be consumed at home (e.g., grocery, pharmacy, home maintenance) has increased up to …
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