Boucher, Jean-Philippe; Turcotte, Roxane - In: Risks : open access journal 8 (2020) 3/91, pp. 1-19
Using telematics data, we study the relationship between claim frequency and distance driven through different models by observing smooth functions. We used Generalized Additive Models (GAM) for a Poisson distribution, and Generalized Additive Models for Location, Scale, and Shape (GAMLSS) that...