retirement security, enhancing welfare by up to 20% of retiree plan accruals. …

used for rebalancing purposes. We argue that the optimal retirement product for a household is much more complex than any …

advisers to retirement savers. The article also canvasses the customary role of an investment policy statement in promoting … that imposes on financial advisers to retirement savers “fiduciary” status under the Employee Retirement Income Security … Act. The Department reasoned that the fiduciary duty of loyalty was necessary to protect retirement savers from conflicted …

Retirement outcomes would be improved if retirees had access to insurance products that linked guaranteed, inflation …-adjusted income to life cycle investment portfolio strategies. Suitable retirement planning for individual, defined contribution plans … must concurrently account for trade-offs during the pre-retirement wealth accumulation phase of life as well as income …

This paper evaluates a new variant of the popular target date funds used in employer-based retirement savings plans. We … call this new variant a "target retirement plan." Instead of increasing the allocation to bond funds as retirement … approaches, a target retirement fund gradually purchases deferred life annuities beginning at age 50. In the particular straw …

Administration of defined contribution retirement plans is generally outsourced by plan sponsors to third …