The microsimulation model Destinie developed at INSEE is a privileged tool to assess the effect of pension schemes reforms since it projects the evolution of a representative sample of the French population up to 2040. Up to now, the model was exclusively devoted to the projection of pensions...

The French pension reforms of 1993 and 2003 aimed at moderating futures increases of the pension burden for the population of working age and for public finances. Such a moderation cannot be obtained without any hardening of retirement conditions. At the individual level, the incidence of such...

Mens and womens pensions and retirement ages remain very different, even if this gap has been closing (slowly) for the most recent generations. This work analyses possible developments till 2040. We first study the impact on future pension entitlements and on disparities between genders of the...