Cover -- Title Page -- Copyright -- Contents -- Foreword -- Acknowledgments -- Chapter 1: A Value-Centric Perspective Towards Analytics -- Introduction -- Business Analytics -- Profit-Driven Business Analytics -- Analytics Process Model -- Analytical Model Evaluation -- Analytics Team --...

This paper presents a new approach for consumer credit scoring, by tailoring a profit-based classification performance measure to credit risk modeling. This performance measure takes into account the expected profits and losses of credit granting and thereby better aligns the model developers’...