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Persistent link: https://www.econbiz.de/10009315086
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We report the results of a randomized field experiment that examines the credit market impacts of improvements in a lender's ability to determine borrowers' identities. Improved personal identification enhances the credibility of a lender's dynamic repayment incentives by allowing it to withhold...
Persistent link: https://www.econbiz.de/10013067377
Persistent link: https://www.econbiz.de/10009736937
We report the results of a randomized field experiment that examines the credit market impacts of improvements in a lender's ability to determine borrowers' identities. Improved personal identification enhances the credibility of a lender's dynamic repayment incentives by allowing it to withhold...
Persistent link: https://www.econbiz.de/10012461209