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The idea of microfinance is well known now around the world. It can develop both in poor countries and in highly developed ones. Microfinance aims to reach two basic goals: to stimulate the borrowers in order to trigger activities that would generate income and to reach social objectives which...
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) represented by the average number of people in a household in Poland, demand on mortgage loans represents by bank housing loans …
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, this market concept is also increasingly being applied to financial services, as part of a bank-FinTech cooperation. A …-label banking were established. The first model is based on a bank acting only as an outsourcing service provider. In the second … model, a bank also operates on the basis of a license it was granted. Both models have a common legal origin in European …
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The article presents an outline of the principles for granting reverse mortgage loans by banks and other credit institutions, as well as mechanisms intended to protect consumers who may potentially take advantage of this service. Its objective is not to offer a detailed analysis and assessment...
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The economic crisis triggered by the COVID-19 outbreak has severely affected the global economy. The ultimate scale of the recession is yet to be determined, but it is likely to be the most dramatic slump sinceWorldWar II. The impact of the crisis on the financial sector, especially consumer...
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