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) represented by the average number of people in a household in Poland, demand on mortgage loans represents by bank housing loans …
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, this market concept is also increasingly being applied to financial services, as part of a bank-FinTech cooperation. A …-label banking were established. The first model is based on a bank acting only as an outsourcing service provider. In the second … model, a bank also operates on the basis of a license it was granted. Both models have a common legal origin in European …
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The idea of microfinance is well known now around the world. It can develop both in poor countries and in highly developed ones. Microfinance aims to reach two basic goals: to stimulate the borrowers in order to trigger activities that would generate income and to reach social objectives which...
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Misselling is the sale of financial services that do not meet the needs of consumers or in the manner or the way they are sold, which is not appropriate to the nature of those services. The first aim of this article is to characterise the misselling phenomenon and present the most important...
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