We investigate the determinants of a household's decision on whether to invest in risky financial assets. Financial … theory suggests that with increasing labor income risk, the reluctance of households to hold stocks increases. We propose to … measure income risk as the observed variation of household income over a five year period. We find that indeed higher income …

saving decision of a rural household. This study uses an "Ordinary Least Squares Regression" to analyze the saving behavior … volatility ; health and weather shocks ; household structure ; India …

This paper analyzes the distribution of household portfolios in Türkiye using a fresh data set, the Central Bank of the … Republic of Türkiye - Household Finance and Consumption Survey. The empirical analysis concentrates on the motives behind … household saving preferences and the distribution of household portfolios. Moreover, the financial situation of households in …

; precautionary saving ; consumption smoothing ; household portfolios ; portfolio allocation ; optimal unemployment insurance …Using administrative panel data from Norway, we investigate the development of household labor income, financial wealth … precautionary saving and a shift toward safer assets in the years leading up to unemployment, and depletion of savings during …