climate change. This leads to rising storm catastrophe risks to the property-casualty insurance and reinsurance sector. In … this paper, we propose an index-based storm catastrophe (CAT) bond for reinsurers to hedge catastrophe risks related to … storm losses. Storm loss data have a large portion of zero values and a continuous positive right-skewed distribution …

This study was entitled Communication Strategies Utilized by the Local Government Unit in Cabanatuan City on Disaster … officials because they are said to be available most of the time especially during a disaster. In this study, the hypothesis …