retirement plan costs and investment choices provided, make it important to understand how people select their retirement plan … pension fund menu and deleted nearly half of the offered funds. Using administrative data, we examine the changes in plan … retirement wellbeing. We show that streamlined participants' new allocations exhibited significantly lower within-fund turnover …

Target date funds in corporate retirement plans grew from $5B in 2000 to $734B in 2018, partly because federal … regulation sanctioned these as default investments in automatic enrollment plans. We show that adopters delegated pension … investment decisions to fund managers selected by plan sponsors. Including these funds in retirement saving menus raised equity …

The introduction of direct contribution 401(k) retirement accounts in the late 1970's brought about an institutional … with retirement savings, which can impact financial well-being in older age. The role of investment uncertainty on … labor force, as well as for social security and retirement planning policy making …

Over the life-cycle, wealth holdings tend to be highest in the early part of retirement. The quality of financial …

how these interact is of key importance in order to generate efficient retirement portfolios. Additionally, there is … their assets inside and outside tax-qualified retirement plans, their mortality assumptions, and their accrued Social …

Changes in accumulated retirement savings, particularly in employer-sponsored defined contribution (DC) plan balances … plans affect retirement savings for lower earners more than for higher earners. The authors match Survey of Income and … retirement savings outcomes by earnings level beyond mere differences in earnings …

affiliated expensive share classes. We use the Pension Protection Act of 2006 as an exogenous shock that made TDFs the default … investment options within 401(k) retirement plans …

. Health status at retirement affects the extent to which the insurance feature and the pricing advantage of life care … annuities allow individuals to consume more throughout their retirement and to invest a higher proportion of their liquid wealth …