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This paper evaluates how governmental microcredit affects rural households in Vietnam using panel data obtained from … Vietnam Household Living Standards Surveys 2010, 2012, 2014. Employing household fixed-effects with instrumental variable, the … results show that the Vietnam Bank for Social Policies (VBSP) microcredit program has no significant impact on total income of …
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. This justifies a micro-credit program, which is operated by the Vietnam Bank for Social Policies to provide the poor with …
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