This paper analyses a model of overlapping generations in which agents who do not participate in th elabor market are unable to borrow. Thus an increase in a fully funded pension raises aggregate savings even with a fixed participation rate since private savings are not crowded out one-for-one....

"This book provides successful strategies and procedures for developing policies to bring about an awareness of the practices that enhance online learning, giving building blocks to help improve the outcome of online coursework and discussing social presence to help improve performance,...