France has a long and unique experience of public intervention in household debt restructuring. When facing financial … decision on the creditors' recovery rate, the household's re-default rate and the net benefit of the treatment, defined as the … over file managers with different pro-household friendlinesses is used to correct for endogeneity. Sixty percent of …

depression and social norms impact positively on household debt burden. Hence, pointing out that, self-control is crucial to … should also evaluate the household's level of income and materialism before approving loan applications due to the direct …

This paper constitutes an initial attempt to shed light on the role of income distribution in household debt and … financial market access in Central, Eastern and Southeastern Europe (CESEE). Using household-level data from the OeNB’s Euro … this impact for almost all components of household debt, but evidence is strongest for mortgage, car and foreign currency …

and renters. We then examine empirically how household debt affects the response of labour supply to shocks to income …In this paper, we first develop a theoretical framework with three types of household: outright homeowners, mortgagors …, mortgage interest rates and house prices for each type of household. In line with our framework, we find that negative income …

This paper compares the main findings from the third wave of the Household Finance and Consumption Survey (HFCS) for … Malta with those for the euro area. This comparative report finds that in 2016 the median Maltese household held more real …

This paper constitutes an initial attempt to shed light on the role of income distribution in household debt and … financial market access in Central, Eastern and Southeastern Europe (CESEE). Using household-level data from the OeNB's Euro … this impact for almost all components of household debt, but evidence is strongest for mortgage, car and foreign currency …

This article summarizes the main findings from the fourth wave of the Household Finance and Consumption Survey (HFCS …. The HFCS provides household-level data on assets, liabilities, wealth and income. As such, it plays an important role in … macro statistics. The results also provide a glimpse of the impact of the COVID-19 pandemic on household balance sheets and …

This paper provides a comprehensive assessment of household debt dynamics in Malta between 2010 and 2020. Drawing on … the Household Finance and Consumption Survey, it argues that a process of financialisation of the household is underway on … household, results point to some heterogeneity across different households, as younger and lower-income households are …