This paper examines the borrowing behavior of the households and the suitability of the loans obtained from the … income and expenses are positive and statistically significant with client households experiencing greater positive effects … than nonclient households. Moreover, nonclient households, unlike client households, allot a greater percentage of their …

In this paper, I conduct an international comparison of the financial health of households using data on household … greater financial health of Japanese households is due more to culture or to government policies, institutions, and other non …

. Households with higher debt levels and lower shares of liquid assets are the most responsive to monetary policy, and the share of … these households in the population grew. Other factors, such as economic uncertainty, appear to have played a bigger role in … the decline of households' responsiveness to monetary policy …

In this paper, we analyze the borrowing behavior of Japanese households in comparison to the other Group of Seven (G7 …) countries and also broken down by the age group of the household head. We find that pre-retirement households (households with a … satisfactory. However, we also find that households with a head in the 30-39 age group have shown a sharp increase in debt holdings …