The credit delivery system in India comprises both formal and informal institutions. The formal system comprises …? The paper has used Village Dynamic Studies in South Asia data for 18 Semi-Arid Tropics villages in India comprising 857 … continue to form a major source of total borrowings in the rural India. Generally, borrowings from formal sources are for large …

' disutility from borrowing parameter. Further, we apply our analytical model to the case of India and estimate household debt …In this paper we develop an analytical framework using the household utility maximization approach to model stability … conditions to avoid household debt overhang. Our theoretical framework suggests that household debt stability is a function of …

household sector reveals that India is presently facing what may be called a five balance sheet challenge - critical HBS …This paper presents a novel estimate of the Indian household balance sheet (HBS) starting from 1970/71 to 2017/18 and … studies the evolution of Indian household finance in an international context. Comparative analysis suggests that the Global …

self-help group lending program in rural Bihar, India (Hoffmann et al., 2021) to demonstrate that well-functioning groups …