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Systematic mistakes in the mortgage market and lack of financial sophistication

Agarwal, Sumit; Ben-David, Itzhak; Yao, Wenxiong - In: Journal of financial economics 123 (2017) 1, pp. 42-58

Persistent link: https://www.econbiz.de/10011725180

Systematic mistakes in the mortgage market and lack of financial sophistication

Agarwal, Sumit; Ben-David, Itzhak; Yao, Wenxiong - 2016

borrower types and provides better pricing. We test the effectiveness of a specific set of contracts in the mortgage market …: mortgage points. Points allow borrowers to exchange an upfront amount for a decrease in the mortgage rate. We document that, on … overestimate how long they will stay with the mortgage …

Persistent link: https://www.econbiz.de/10011962222

Borrowing to live : consumer and mortgage credit revisited

Retsinas, Nicolas Paul (contributor); … - 2008

Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the …

Persistent link: https://www.econbiz.de/10003750159

How the crisis affected foreign currency borrowing in CESEE: microeconomic evidence and policy implications

Beckmann, Elisabeth; Scheiber, Thomas; Stix, Helmut - In: Focus on European economic integration (2011) 1, pp. 25-43

Persistent link: https://www.econbiz.de/10008903845

An analysis of credit card debt default

Scott, Robert H. - In: Empirical post Keynesian economics : looking at the …, (pp. 110-138). 2007

Persistent link: https://www.econbiz.de/10003515221

Policy measures and failures on foreign currency household lending in Central and Eastern Europe

Bethlendi, András - In: Acta oeconomica : periodical of the Hungarian Academy … 61 (2011) 2, pp. 193-223

Persistent link: https://www.econbiz.de/10009375046

Special issue in credit, debt and financial literacy

Normann, Konstantin von (contributor) - 2012

Persistent link: https://www.econbiz.de/10009625629

Consumer lending in France and America : credit and welfare

Trumbull, Gunnar - 2014

"Why did America embrace consumer credit over the course of the twentieth century, when most other countries did not? How did American policy makers by the late twentieth century come to believe that more credit would make even poor families better off? This book traces the historical emergence...

Persistent link: https://www.econbiz.de/10011564523

Den Svenska skulden

Englund, Peter; Becker, Bo; Becker, Torbjörn; Bos, Marieke - 2015

Persistent link: https://www.econbiz.de/10010495621

Subsidized domestic interest rates in Hungary : effects of external debt

Pfeffer, Annamaria - In: Development and economic policy : ninth European …, (pp. 223-234). 2011

Persistent link: https://www.econbiz.de/10010222628

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