limitations - the empirical study relies on the country's macroeconomic indicators that influence household borrowing. Such … useful for the future research within the household borrowing trends, especially in Peer-to-Peer platforms, and specifically …/Value - household borrowing, the credit market and the P2P platforms are widely analysed by both academics and financial institutions …

systemic risk caused by the developing gap between the growth of household indebtedness and the growth in real estate prices …. The paper recapitulates the main factors of the growth rate of household indebtedness and the extent to which the adopted …