Showing 1 - 10 of 1,676
Persistent link: https://www.econbiz.de/10003681425
Persistent link: https://www.econbiz.de/10003684873
The paper analyzes why households in transition economies prefer to hold sizeable shares of their assets in cash at home rather than in banks. Using survey data from ten Central, Eastern and Southeastern European countries, I document the relevance of this behavior and show that cash preferences...
Persistent link: https://www.econbiz.de/10013370095
We present an intertemporal consumption model of consumer investment in financial literacy. Consumers benefit from such investment because their stock of financial literacy allows them to increase the returns on their wealth. Since literacy depreciates over time and has a cost in terms of...
Persistent link: https://www.econbiz.de/10010308561
In this paper examines the data of the income and consumption survey of 1998 with regard to savings and wealth. Households owning their property (owner households) and households renting the property (tenant households) are analysed seperatly and then compared. For further insight these two...
Persistent link: https://www.econbiz.de/10010316329
Using administrative panel data from Norway, we investigate the development of household labor income, financial wealth and asset holdings over a nine-year period surrounding job loss. Consistent with a simple theoretical model, the data show precautionary saving and a shift toward safer assets...
Persistent link: https://www.econbiz.de/10010319696
We have estimated a new measure of pension wealth gains, covering the working-age population in Denmark during 2015-2022, in collaboration with Statistics Denmark. By linking this new data to the existing income and tax registers at the individual level, we provide a full picture of net...
Persistent link: https://www.econbiz.de/10014551659
Sparquote zu. Außerdem beeinflußt die Art der sozialen Sicherung die Höhe der Sparquote. Selbständigen-Haushalte sparen einen … Abschluß von Lebensversicherungen treffen. (Nichtbeamtete) Arbeitnehmer dagegen sparen einen Teil ihres Einkommens nicht …
Persistent link: https://www.econbiz.de/10010260715
ländlichen Haushalte verstärkt sparen. Die Manager der TVEs haben große Motivation zu sparen, um ein kollektives TVE unter dem … Vertrag führen oder um ein privates TVE aufbauen zu können. Die Arbeitnehmer haben große Motivation zu sparen, um einen … möglichen Methoden ihre Mitarbeiter zum Sparen zwingen. …
Persistent link: https://www.econbiz.de/10010265909
From 1995 to 2005, the average urban household saving rate in China rose by 8 percentage points, to about one quarter of disposable income. We use household-level data to explain why households are postponing consumption despite rapid income growth. Tracing cohorts over time indicates a virtual...
Persistent link: https://www.econbiz.de/10010268197