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This paper argues that the level of financial services provision determines the risk management strategies among the poor. The paper estimates the determinants of the household's use of one, two or all three types of microfinancial services applying ordered probit models and additionally probit...
Persistent link: https://www.econbiz.de/10009006945
We examine the question: “In the context of gender dimension what is the evidence of the impact of the financial inclusion programs on poor households represented by women relative to that represented by men?” By constructing a good counterfactual and comparison group, we employ the...
Persistent link: https://www.econbiz.de/10013053196
This paper argues that the level of financial services provision determines the risk management strategies among the poor. The paper estimates the determinants of the household's use of one, two or all three types of microfinancial services applying ordered probit models and additionally probit...
Persistent link: https://www.econbiz.de/10010274583
This paper uses loan-level data from Thailand's National Credit Bureau to study household debt over the life cycle of borrowers. We decompose two aggregate and commonly used measures of debt — debt per capita and delinquency rate — into components that unveil the extensive and intensive...
Persistent link: https://www.econbiz.de/10012839418
This paper studied the effects of credit to private non-financial sectors on income inequality. In particular, we … effects on income inequality. Employing cross-section augmented cointegrating regressions and using balanced panel data for 30 … developed and developing countries over the period from 1995 to 2013, we showed that firm credit reduced income inequality …
Persistent link: https://www.econbiz.de/10011964059
Access to commitment savings products is known to increase poor households’ savings. In this paper we analyze the process through which households change their savings behavior, by exploiting a unique dataset released by SafeSave, a Bangladeshi microfinance institution that launched the Long...
Persistent link: https://www.econbiz.de/10014352147
to livelihood, employment, old age, etc., and an increase in income inequality. The majority of economists and … policymakers focus their attention on the increase in income inequality. The research discussed here, however, focuses on the …
Persistent link: https://www.econbiz.de/10010332497
This paper is about the financial lives of poor households. It examines the different sources of income and expenditure of the poor households residing in a coastal settlement in Kerala. The method of financial diary for data collection is adopted for the study. The sample size is 13. The study...
Persistent link: https://www.econbiz.de/10013155478
Empirical analyses of economic inequality, poverty, and mobility in Germany are, to an increas-ing extent, using … analysis in support of the European Commission's stated objective of fighting poverty and reducing social inequality through … considerable impact on the degree and structure of inequality and poverty (see Hauser 2008, Causa et al. 2009, Nolan et al. 2009 …
Persistent link: https://www.econbiz.de/10008824473
Dramatic food price spikes in recent years have stimulated debate on the welfare implications of food price risk. According to the Food and Agriculture Organization of the United Nations, the number of undernourished people in sub-Saharan Africa rose to a record 265 million in 2009. There is a...
Persistent link: https://www.econbiz.de/10011430549