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Big Banks, Household Credit Access, and Intergenerational Economic Mobility
Mayer, Erik J. - 2021
Consolidation in the United States banking industry has led to larger banks. I find that low income households face reduced access to credit when local banks are large. This result appears to stem from large banks’ comparative disadvantage using soft information, which is particularly...
Persistent link: https://www.econbiz.de/10013235471
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Millennial Generation : Information on the Economic Status of Millennial Households Compared to Previous Generations
Jeszeck, Charles A.; Collins, Michael J.; Rider, Jessica; … - 2020
Recent research indicates that, across three key measures, economic mobility in the United States is limited. Specifically, the Millennial generation (those born between 1982 and 2000) might not have the same opportunity as previous generations had to fare better economically than their parents....
Persistent link: https://www.econbiz.de/10014101993
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Intergenerational transmission: how strong is the effect of parental homeownership? : results of a survey on households in Austria
Wagner, Karin - In: Monetary policy & the economy : quarterly review of … (2014) 2, pp. 49-72
Persistent link: https://www.econbiz.de/10010385218
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Results from the first wave
Europäische Zentralbank / Eurosystem Household Finance … - 2013
This report summarises key stylised facts from the first wave of the Eurosystem Household Finance and Consumption Survey, which provides household-level data collected in a harmonised way in 15 euro area countries for a sample of more than 62,000 households. The report presents results on...
Persistent link: https://www.econbiz.de/10011664034
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The Household Finance and Consumption Survey : methodological report for the second wave
Europäische Zentralbank / Eurosystem Household Finance … - 2016
Persistent link: https://www.econbiz.de/10011664049
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The Household Finance and Consumption Survey : results from the second wave
Europäische Zentralbank / Eurosystem Household Finance … - 2016
Persistent link: https://www.econbiz.de/10011664050
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Who pays the price of folly? : the business cycle and income and wealth mobility in Spain
Martínez-Toledano, Clara; Law, David; Haugh, David; … - 2019
recession, resulting in a substantial rise in unemployment, and income and wealth inequality. This paper uses longitudinal data … from the Survey of Household Finances over the period 2002 to 2014 to examine the distributions of income and wealth in … both income and wealth following the sharp decline in house prices that occurred since 2008, with house price fluctuations …
Persistent link: https://www.econbiz.de/10012111075
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What can we learn about household consumption expenditure from data on income and assets?
Eika, Lasse; Mogstad, Magne; Vestad, Ola Lotherington - 2020
the change in wealth over the period. The goal of this paper is to examine the advantages and difficulties of using this … on income and wealth to other administrative data with information on financial and real estate transactions. Using this …
Persistent link: https://www.econbiz.de/10012172449
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Household Finance and Consumption Survey : methodological report for the 2021 wave
Europäische Zentralbank / Eurosystem Household Finance … - 2023
This report summarises the methodologies used in the fourth wave of the Eurosystem Household Finance and Consumption Survey, which provides household-level data collected in a harmonised way in all 19 euro area countries, as well as in the Czech Republic, Croatia and Hungary. The total sample...
Persistent link: https://www.econbiz.de/10014314597
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Household Finance and Consumption Survey : results from the 2021 wave
Europäische Zentralbank / Eurosystem Household Finance … - 2023
This report summarises the stylized facts from the fourth wave of the Eurosystem Household Finance and Consumption Survey, which provides household-level data collected in a harmonised way in all 19 euro area countries, as well as in the Czech Republic, Croatia and Hungary for a sample of more...
Persistent link: https://www.econbiz.de/10014314599