Narrow search
Showing 1 - 10 of 1,480
Cover Image
Reverse mortgage participation in the United States : evidence from a national study
Chatterjee, Swarn - In: International Journal of Financial Studies : open … 4 (2016) 1, pp. 1-10
elderly homeowners' decision to obtain reverse mortgage loans. The findings of this study suggest that very few homeowners … participated in the reverse mortgage market, and homeowners younger than 67 were less likely to have reverse mortgage loans … reverse mortgage loans. Further analyses reveal that among the reverse mortgage participants, homeowners with long-term care …
Persistent link: https://www.econbiz.de/10011474457
Cover Image
Explaining why, right or wrong, (Italian) households do not like reverse mortgages
Fornero, Elsa; Rossi, Mariacristina; Brancati, Maria … - In: Journal of pension economics and finance 15 (2016) 2, pp. 180-202
Persistent link: https://www.econbiz.de/10011566624
Cover Image
On housing, mortgages, and taxation
Kragh-Sørensen, Kasper - 2020
Persistent link: https://www.econbiz.de/10012519329
Cover Image
Taxing homeowners who won't borrow
Wong, Francis - 2024
Using high-frequency administrative data covering millions of US homeowners, I document three novel facts about homeowner responses to property tax increases driven by rising home values. First, non-migrating homeowners cut consumption, exhibit financial distress, and do not borrow against their...
Persistent link: https://www.econbiz.de/10014564315
Cover Image
The standard portfolio choice problem in Germany
Huck, Steffen; Schmidt, Tobias; Weizsäcker, Georg - 2014
We study an investment experiment conducted with a representative sample of German households. Respondents invest in a safe asset and a risky asset whose return is tied to the German stock market. Experimental investments correlate with beliefs about stock market returns and exhibit desirable...
Persistent link: https://www.econbiz.de/10010413601
Cover Image
The financial support for long-term elderly care and household saving behaviour
Ohinata, Asako; Picchio, Matteo - 2017
We analyse how the financial support for long-term elderly care affects the household's propensity to save. Using the difference-in-differences estimator, we investigate the 2002 Scottish reform, which introduced free formal personal care for all the Scottish elderly aged 65 and above. We find...
Persistent link: https://www.econbiz.de/10012111463
Cover Image
Does the selfish life-cycle model apply in the case of Japan?
Horioka, Charles - 2020
In this paper, we first provide a brief exposition of the simplest version of the selfish life cycle model or hypothesis, which is undoubtedly the most widely used theoretical model of household behavior in economics, and then survey the literature on household saving behavior in Japan (with...
Persistent link: https://www.econbiz.de/10012195738
Cover Image
The Financial Support for Long-Term Elderly Care and Household Savings Behaviour
Ohinata, Asako - 2015
We analyse how the financial support for long-term elderly care affects the level of household savings. Using a difference-in-differences estimator, we investigate the 2002 Scottish reform, which introduced free formal personal care for all the elderly aged 65 and above residing in Scotland. Our...
Persistent link: https://www.econbiz.de/10013016254
Cover Image
The financial support for long-term elderly care and household savings behaviour
Ohinata, Asako; Picchio, Matteo - 2015
We analyse how the financial support for long-term elderly care affects the level of household savings. Using a difference-in-differences estimator, we investigate the 2002 Scottish reform, which introduced free formal personal care for all the elderly aged 65 and above residing in Scotland. Our...
Persistent link: https://www.econbiz.de/10011308491
Cover Image
Household debt and aging in Japan
Horioka, Charles; Niimi, Yoko - 2019
In this paper, we analyze the borrowing behavior of Japanese households in comparison to the other Group of Seven (G7) countries and also broken down by the age group of the household head. We find that pre-retirement households (households with a head in the 50-59 age group) in Japan do not...
Persistent link: https://www.econbiz.de/10012121910