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Refinancing cross-subsidies in the mortgage market
Fisher, Jack; Gavazza, Alessandro; Liu, Lu; Ramadorai, Tarun - 2021
Persistent link: https://www.econbiz.de/10012795341
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Refinancing cross-subsidies in the mortgage market
Fisher, Jack; Gavazza, Alessandro; Liu, Lu; Ramadorai, Tarun - In: Journal of financial economics 158 (2024), pp. 1-20
Persistent link: https://www.econbiz.de/10015072528
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Household mortgage refinancing decisions are neighbor influenced
McCartney, William B.; Shah, Avni M. - 2021 - This version: April 2021
Persistent link: https://www.econbiz.de/10012651297
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Why do borrowers make mortgage refinancing mistakes?
Agarwal, Sumit; Rosen, Richard Joseph; Yao, Wenxiong - In: Management science : journal of the Institute for … 62 (2016) 12, pp. 3494-3509
Persistent link: https://www.econbiz.de/10011626400
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Mortgage refinancing, consumer spending, and competition : evidence from the Home Affordable Refinance Program
Agarwal, Sumit; Amromin, Gene; Chomsisengphet, Souphala; … - In: The review of economic studies : RES 90 (2023) 2, pp. 499-537
Persistent link: https://www.econbiz.de/10014319949
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Three essays on households' finances and their macroeconomic Relevance
Bartscher, Alina Kristin - 2021
Persistent link: https://www.econbiz.de/10013342163
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Systematic mistakes in the mortgage market and lack of financial sophistication
Agarwal, Sumit; Ben-David, Itzhak; Yao, Wenxiong - In: Journal of financial economics 123 (2017) 1, pp. 42-58
Persistent link: https://www.econbiz.de/10011725180
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Systematic mistakes in the mortgage market and lack of financial sophistication
Agarwal, Sumit; Ben-David, Itzhak; Yao, Wenxiong - 2016
mistakes on other dimensions (e.g., inefficiently refinancing their mortgages). Overall, our results show that borrowers … borrower types and provides better pricing. We test the effectiveness of a specific set of contracts in the mortgage market …: mortgage points. Points allow borrowers to exchange an upfront amount for a decrease in the mortgage rate. We document that, on …
Persistent link: https://www.econbiz.de/10011962222
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Failure to refinance
Keys, Benjamin J.; Pope, Devin G.; Pope, Jaren C. - In: Journal of financial economics 122 (2016) 3, pp. 482-499
Persistent link: https://www.econbiz.de/10011591083
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Household mortgage refinancing decisions are neighbor influenced, especially along racial lines
McCartney, William B.; Shah, Avni M. - In: Journal of urban economics 128 (2022), pp. 1-15
Persistent link: https://www.econbiz.de/10013368861