Showing 1 - 10 of 1,217
In this paper, we analyze the saving motives of European households using micro-data from the Household Finance and Consumption Survey (HFCS), which is conducted by the European Central Bank. We find that the rank ordering of saving motives differs greatly depending on what criterion is used to...
Persistent link: https://www.econbiz.de/10015047840
contested determinants of the correlation between house prices and saving. Crucially, to compare the savings behaviour of home …
Persistent link: https://www.econbiz.de/10011533763
This paper estimates a household saving rate equation for India and Korea using long-term time series data for the 1975-2010 period, focusing in particular on the impact of the pre-marital sex ratio on the household saving rate. To summarize the main findings of the paper, it finds that the...
Persistent link: https://www.econbiz.de/10011497711
We study the role of household saving behaviour, of individual motives for saving and that of perceived liquidity constraints in 15 Euro Area countries. The empirical analysis is based on the Household Finance and Consumption Survey, a new harmonized data set collecting detailed information on...
Persistent link: https://www.econbiz.de/10010388544
increase in saving - at least in 2009 - did not materialize through an increase in contributions to retirement and savings …
Persistent link: https://www.econbiz.de/10013131523
percent of their pension savings at age 55. We find a large and highly significant increase in individuals' bank account … interest rates in their retirement accounts by leaving a sizeable portion of their withdrawn savings in a low-interest accruing …
Persistent link: https://www.econbiz.de/10012937807
In this paper, we estimate the effect of a tax policy change on households' consumption and retirement savings behavior …, by using a unique panel data of voluntary retirement savings (PPF) and debit card spending transactions. On average, we … find that households reduce their consumption by 14% and increase their PPF savings by 16% in response to an increase in …
Persistent link: https://www.econbiz.de/10012824255
This paper estimates a household saving rate equation for India and Korea using long-term time series data for the 1975-2010 period, focusing in particular on the impact of the pre-marital sex ratio on the household saving rate. To summarize the main findings of the paper, it finds that the...
Persistent link: https://www.econbiz.de/10012987329
To incentivize households to increase private savings, the Indian government implemented in July 2014 a new tax … the income tax exemption limit on long-term savings, private saving increases by $0.23 for the treatment group. Relative … to annual income, private savings for the treatment group increase by about 1.87% on average …
Persistent link: https://www.econbiz.de/10012933146
This paper studies consumption and savings decisions of Danish households before and during the financial crisis as …
Persistent link: https://www.econbiz.de/10011696538