Purpose - Personal bankruptcy is on the rise in Malaysia. The Insolvency Department of Malaysia reported that personal … for patent and income generation. Financial institutions are able to use this model for potential borrowers to predict …

Purpose – Personal bankruptcy is on the rise in Malaysia. The Insolvency Department of Malaysia reported that personal … and income generation. Financial institutions are able to use this model for potential borrowers to predict their tendency …

Predicting the risk of corporate bankruptcy is one of the most important challenges for researchers dealing with the … issue of financial health evaluation. The risk of corporate bankruptcy is most often assessed with the use of early warning …

debt-to-income (DTI) ratio we find the top 10% of individuals hold roughly a third of the total debt and have debt levels … in excess of 2.5 months of household income before tax. Using a narrow definition of financial distress based on arrears …. Compared to other individuals, those in financial distress are typically younger, with lower income and higher DTI ratios. They …