Wang, J. Christina; Perkins, Charles B. - 2019 - This version: October 2019
FinTech online lending to consumers has grown rapidly in the post-crisis era. As argued by its advocates, one key … advantage of FinTech lending is that lenders can predict loan outcomes more accurately by employing complex analytical tools … boosting, to loanlevel data from the largest FinTech lender of personal loans to assess the extent to which those methods can …
