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How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide …
Persistent link: https://www.econbiz.de/10012925277
How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide …
Persistent link: https://www.econbiz.de/10011782119
Retirement in Europe (SHARE) to examine the wealth accumulation (saving) behavior of the retired elderly in Europe. To summarize … period). These findings strongly suggest that the Wealth Decumulation (or Retirement Saving) Puzzle (the tendency of the …
Persistent link: https://www.econbiz.de/10013388826
Persistent link: https://www.econbiz.de/10013027547
The tax incentive enjoyed by workplace pension schemes could encourage participants to increase their total savings or, alternatively, crowd out savings that would have materialised in other financial vehicles in the absence of this incentive. This article uses data from the Spanish Survey of...
Persistent link: https://www.econbiz.de/10013405812
This Article explains how to create “survivor funds” — short-term investment funds that would pay more to those investors who live until the end of the fund's term than to those who die before then. For example, instead of just investing in a 10-year bond and dividing the proceeds among...
Persistent link: https://www.econbiz.de/10012969392
order to incentivize pension savings and increase the fairness of the retirement system. Using administrative tax micro … of contributions). The reform was not effective at mitigating the regressive impact of the retirement system because the … number of individuals contributing to retirement funds increased relatively more for top earners, and it has also exacerbated …
Persistent link: https://www.econbiz.de/10012487927
Persistent link: https://www.econbiz.de/10010483176
Persistent link: https://www.econbiz.de/10014443608
This study explored the psychological mechanisms that underlie the retirement planning and saving tendencies of Dutch … analysis models to identify the mechanisms that underlie perceived financial preparedness for retirement. Findings revealed … psychological and retirement planning constructs, but also in the robustness of the path models. These findings suggest that policy …
Persistent link: https://www.econbiz.de/10011349213