Retirement savings adequacy estimates are often based on the assumption that individuals spend the same amount every … savings. We simulate safe consumption rates and compare the amount that wealthy retirees are spending to the amount they could …

savings decisions. We also highlight that the lack of knowledge prevalently hits the most vulnerable individuals in the …

age for women born after 1951 in Germany, we show evidence of a reduction in private savings rate and an increase in …

How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide … evidence that this is not due to a crowding-out of other forms of savings. We also show that labor earnings, i.e. the most …

This paper examines how families adjust their private old-age savings in response to a change in individual pension …): 1998, 2003 and 2008. All results indicate that families do not adjust their private old-age savings in response to the … does not crowd-out old-age private savings. Hence, child care pension benefits increase a mother's old-age income without …

Mandatory contributions to retirement savings accounts may tighten existing borrowing constraints, forcing individuals … to forgo profitable investment options. This welfare-detrimental effect can be offset if retirement savings are allowed … combined with a pension system with unconditional basic savings …

How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide … evidence that this is not due to a crowding-out of other forms of savings. We also show that labor earnings, i.e. the most …