This short study provides an overview of the present circumstances regarding the importance of External Sharī‘ah Audit in Islamic banking market and major challenges. The main challenge to this industry is lack of skilful and qualified man power. Realizing the current curricula of reputed...

A body of work has emerged that examines human capital from the perspective of skills to better understand the types of expertise that influence innovation. The relationship between skill and financial innovation, however, is poorly understood in the context of Islamic financial institutions...