almost exclusively on company and not mortgage finance. We identify four different "ideal types" of housing finance systems …-dependent conclusion, noting that the more countries developed bond-based mortgage banks in the nineteenth century, the more they tended … towards multi-story building structure, low homeownership rates and lower securitization levels in the twentieth century. A …

amount of home equity that is expected to be released over a 10-year period through regular monthly mortgage payments. We …