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Appraising home purchase appraisals
Calem, Paul Seth; Lambie-Hanson, Lauren; Nakamura, … - 2018
Home appraisals are produced for millions of residential mortgage transactions each year, but appraised values are … institutional framework that governs mortgage lending lead to information loss in appraisals (that is, appraisals set equal to the … incidence of mortgage default at loan-to-value boundaries (notches) above which mortgage insurance rates increase. Appraisals …
Persistent link: https://www.econbiz.de/10011971156
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Erkennung und Vermeidung von Immobilienpreisblasen
Hiller, Norbert - 2011
Persistent link: https://www.econbiz.de/10009382119
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Does mortgage deregulation increase foreclosures? : evidence from Cleveland
Xu, Yilan - In: Regional science & urban economics 46 (2014), pp. 126-139
Persistent link: https://www.econbiz.de/10010475659
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Macro to the Rescue? An Analysis of Macroprudential Instruments to Regulate Housing Credit
Falter, Alexander - 2019
of macroprudential instruments addressing mortgage credit. The model compares the introduction of a loan-to-value ratio …
Persistent link: https://www.econbiz.de/10012860825
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Regime shift and the post-crisis world of mortgage loss severities
An, Xudong; Cordell, Larry - 2017 - Current draft: March 2017
Persistent link: https://www.econbiz.de/10011689124
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Housing market regulation has contributed to the worldwide triumph of home ownership
Cholodilin, Konstantin Arkadʹevič; Kohl, Sebastian - In: DIW weekly report : economy, politics, science : a … 9 (2019) 38, pp. 345-352
The present report presents new historical data based on country comparisons and research results regarding rent control and its long-term effect on the home ownership rate in 27 countries. Policy measures of rent control, protection against eviction, and housing space management have been...
Persistent link: https://www.econbiz.de/10012110819
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Macro to the rescue? : an analysis of macroprudential instruments to regulate housing credit
Falter, Alexander - 2019
of macroprudential instruments addressing mortgage credit. The model compares the introduction of a loan-to-value ratio …
Persistent link: https://www.econbiz.de/10012034723
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On the effectiveness of loan-to-value regulation in a multiconstraint framework
Grodecka, Anna - 2017
Models in the infinite horizon macro-housing literature often assume that borrowers are constrained exclusively by the loan-to-value (LTV) ratio. Motivated by the Swedish micro-data, I explore an alternative arrangement where borrowers are constrained by the feasibility of repayment, but choose...
Persistent link: https://www.econbiz.de/10011763051
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Individual housing decisions, mortgage supply and housing market regulations
Mavropoulos, Antonios - 2021
Persistent link: https://www.econbiz.de/10013339026
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Mortgage Lending Valuation Bias Under Housing Price Changes and Loan-to-Value Regulations
Reite, Endre J - 2023
We examine valuation bias, regulatory loan-to-value limits, and real estate price fluctuations using unique data from two Norwegian banks. We investigate whether automated valuation methods significantly affect foreclosure discounts. Banks using multiple valuation methods tend to report...
Persistent link: https://www.econbiz.de/10014352695