The globalisation of financial markets has attracted much academic and policymaking commentary in recent years, especially with the growing number of banking and financial crises and the current credit crisis that has threatened the stability of the global financial system. This major new...

1. Introduction -- 2. Foundations of financial regulation -- 3. The information problem and regulatory failure -- 4. An introduction to financial innovation -- 5. Forms of fintech – a market observation -- 6. What’s new about fintech (and what isn’t)? -- 7. Digital Disruption –...