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What has been the impact of the Comprehensive Assessment (CA) carried out by the ECB on banks' resilience? Implementing a difference-indifference approach, we analyse a non-risk based measure defined as the ratio of Tier 1 capital over total assets of European banks' balance sheets during the...
Persistent link: https://www.econbiz.de/10014278516
What has been the impact of the Comprehensive Assessment (CA) carried out by the ECB on banks' resilience? Implementing a difference-indifference approach, we analyse a non-risk based measure defined as the ratio of Tier 1 capital over total assets of European banks' balance sheets during the...
Persistent link: https://www.econbiz.de/10013186793
) and country-specific (disclosure requirements, concentration of the banking sector) variables. While most incentives are … substituted by liquidity regulation, a bank's disclosure requirement and size remain significant. A key takeaway from our analysis … is that the complementary nature of disclosure and liquidity requirements provides a strong rationale for considering …
Persistent link: https://www.econbiz.de/10010757282
The rise of conglomerate banks and their interrelated balance sheets, pose new challenges to theories of financial regulation. We measure the impact of recent legislative changes in Australia upon systemic risk, for banking and near banking sectors, and demonstrate a significant reduction post...
Persistent link: https://www.econbiz.de/10005178171
, large firms act as “Stackelberg leaders” in voluntary disclosure games. FSA regulation shifts power from leaders to …
Persistent link: https://www.econbiz.de/10005558271
regulation measures -- disclosure and fines for unsuitable advice -- reduce commission payments and improve advice. None of the …. Furthermore, with disclosure, conflicts of interest are enlarged, offsetting the potentially restraining effects of disclosure …
Persistent link: https://www.econbiz.de/10012852983
company valuation. These concerns are not independently uncovered by investors. This dynamic process of information disclosure …
Persistent link: https://www.econbiz.de/10012101170
Mobile banking is growing at a remarkable speed around the world. In the process it is creating considerable uncertainty about the appropriate regulatory response to this newly emerging service. This paper sets out a framework for considering the design of regulation of mobile banking. Since it...
Persistent link: https://www.econbiz.de/10010305890
Under the new Capital Accord, banks choose between two different types of risk management systems, the standard or the internal rating based approach. The paper considers how a bank's preference for a risk management system is affected by the presence of supervision by bank regulators. The model...
Persistent link: https://www.econbiz.de/10010324867
Der Wettbewerb unter Kreditauskunfteien in Deutschland hat sich in den vergangenen Jahren stark intensiviert. Auskunfteien sammeln persönliche Daten über Verbraucher, die von Kreditinstituten, Leasing- und Telekommunikationsunternehmen, aber auch von Handelsfirmen sowie Energieversorgern...
Persistent link: https://www.econbiz.de/10011601825