We developed a conceptual framework to explain why young financial technology companies (fintechs) seek to cooperate … reasons: first, banks enable a fintech's market entry; second, banks increase a fintech's profits; and finally, banks enable … new fintech products. We observed that each of these reasons is related to particular resources, which fintechs obtain …

We developed a conceptual framework to explain why young financial technology companies (fintechs) seek to cooperate … reasons: first, banks enable a fintech's market entry; second, banks increase a fintech's profits; and finally, banks enable … new fintech products. We observed that each of these reasons is related to particular resources, which fintechs obtain …

The paper analyzes Information Technology (IT) governance disclosure on a sample of the major 20 EU banks (from Italy …, Germany, France and Spain) to observe if, how and where banks report on their IT governance issues. Since IT governance (like … banks’ operational functioning; it is a key resource in developing and supporting banking services, enabling institutions …

the impacts of the regulatory environment on operating costs using panel data of 2,200 German banks over the timeframe … banks until 2003, the last ten years were different. Larger institutions and savings banks could neutralize the impacts of … increasing regulation on operating costs. In contrast, smaller banks, especially if they are cooperative banks, were facing …