The system of residential mortgage contact regulation enacted by the 2010 Dodd Frank Wall Street Reform and Consumer Protection Act of 2010 has been justified as necessary to prevent lenders from exploiting consumer misperception and impatience through the sale of complex mortgage contracts with...

This paper analyzes polluters' incentives to move from a traditional command and control (CAC) environmental regulatory regime to a tradable permits (TPP) regime. Existing work in environmental economics does not model how firms contest and bargain over actual regulatory implementation in CAC...

This paper uses the tools of game theory to explore a number of issues regarding regulatory agency incentives. It models notice-and-comment rulemaking as a sequential game and employs that model to examine how a regulatory agency's incentives to consider both regulatory costs and benefits are...