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Bankers’ Pay after the 2008 Crisis : Regulatory Reforms in the US and the EU
Ferrarini, Guido - 2013
We examine the political dynamics which led to the codification of the Principles and Standards for sound compensation practices at financial institutions at international (G 20) level and to their subsequent implementation on both sides of the Atlantic. We show that the regulation of bankers'...
Persistent link: https://www.econbiz.de/10013091649
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Regulation, Financial Crises, and Liberalization Traps
Marchionne, Francesco - 2019
To reconcile the mixed empirical results, we develop a theoretical model whose main implication is a concave impact of regulation on the probability of a crisis. We test this relationship by applying a Probit model of a non-linear specification to annual data from 1999 to 2011 drawn from 132...
Persistent link: https://www.econbiz.de/10012866557
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Post-Crisis Regulatory Reform in Banking : Address Insolvency Risk, Not Illiquidity!
Thakor, Anjan V. - 2018
An extensive review of the evidence related to the 2007-09 crisis reveals that it was an insolvency risk crisis, not a liquidity crisis. The appropriate post-crisis regulatory reform should therefore focus on increasing capital requirements. The Basel III liquidity requirements do not serve a...
Persistent link: https://www.econbiz.de/10012929698
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Banking structural reforms and top income shares : regulate or deregulate?
Casti, Carola - 2021
post-deregulation …
Persistent link: https://www.econbiz.de/10013252094
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Deregulation Pas De Deux : Dual Regulatory Classes of Financial Institutions and the Path to Financial Crisis in Sweden and the United States
Gerding, Erik F. - 2010
and political markets to spur deregulation and riskier lending and investment, which in turn contributes to the severity … profits. 2) These additional profits leads to calls for deregulation to enable the first class to participate in lucrative … lending or investment markets. 3) Deregulation allows the first class of institution either to compete with the second class …
Persistent link: https://www.econbiz.de/10013148106
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Regulation, financial crises, and liberalization traps
Marchionne, Francesco; Pisicoli, Beniamino; Fratianni, … - 2019
To reconcile the mixed empirical results, we develop a theoretical model whose main implication is a concave impact of regulation on the probability of a crisis. We test this relationship by applying a Probit model of a non-linear specification to annual data from 1999 to 2011 drawn from 132...
Persistent link: https://www.econbiz.de/10012030889
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A Review of the Regulatory Impact Analysis of Risk-based Capital Regulations
Hogan, Thomas L. - 2020
This paper reviews the cost-benefit analysis, or "regulatory impact analysis" (RIA), in U.S. bank regulators' risk-based capital (RBC) rule proposals. We provide a brief background on RBC rules and review the literature on their costs and benefits. We evaluate 25 proposed RBC rules and related...
Persistent link: https://www.econbiz.de/10014093757
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Petrol price regulation in South Africa : is it meeting its intended objectives?
Crompton, Rod; Sing, Midesh; Filter, Vernon; Msimango, … - 2020
.70-0.80 rands/litre. Price deregulation is inhibited by political regulation and social policies entangled in regulation. …
Persistent link: https://www.econbiz.de/10012304680
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Leverage Regulation and Market Structure : An Empirical Model of the UK Mortgage Market
Benetton, Matteo - 2018
I develop a structural model of mortgage demand and lender competition to study how leverage regulation affects the equilibrium in the UK mortgage market. Using variation in risk-weighted capital requirements across lenders and across mortgages with differential loan-to-values, I show that a...
Persistent link: https://www.econbiz.de/10012911375
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Color and Credit : Race, Regulation, and the Quality of Financial Services
Begley, Taylor A. - 2020
The incidence of mis-selling, fraud, and poor customer service by retail banks is significantly higher in areas with higher proportions of poor and minority borrowers and in areas where government regulation promotes an increased quantity of lending. Specifically, low-to-moderate-income (LMI)...
Persistent link: https://www.econbiz.de/10012854489