Modern websites rely on personal data to analyze traffic on their websites and market them- selves. We study the European Union's General Data Protection Regulation (GDPR), which requires that sites seek user consent to process personal data like cookie identifiers and email ad- dresses. We...

The paper aims to investigate the role of capital adequacy in the economics of banking firms. The first section reviews the literature. The second section evaluates the different drivers of the bank capital regulation

The European Commission has released a new directive concerning sustainability reporting that must be implemented in thousands of companies by 2017. Many companies already report on sustainability. Thus, the question emerges whether companies already fulfil the requirements for reasons of...

We examine the global legal entity identifier (LEI) system for the identification of participants in financial markets. Semi-structured interviews with data professionals revealed the many ways in which the LEI can improve both business process efficiency, and counterparty and credit risk...

The EU General Data Protection Regulation (GDPR) of 2018 introduced stringent transparency rules compelling firms to disclose, in accessible language, details of their data collection, processing, and use. The specifics of the disclosure requirement are objective, and its compliance is easily...

Libra is the first private cryptocurrency with the potential to change the worldwide payment and monetary system landscape. Due to the scale and reach provided by its affiliation with Facebook, the question will be not whether, but how, to regulate it. This short paper introduces the Libra...

Among innovative technologies, Artificial Intelligence (AI) is often avouched as the game changerin the provision of financial services. In this regard, the algorithmic trading domain is no exception.The impact of AI in the industry is a catalyst for transformation in the operations and the...

Modern data and information technologies are having a profound impact on financial services and opening new frontiers in regulation. This article explores the deployment of technology to embed regulatory objectives within the management and decision-making processes of financial firms....

Emerging technologies have consistently assumed a significant part in armed conflict. From the crossbow to nanotechnologies, innovation that could be weaponized to make a benefit over an enemy has unavoidably tracked down its direction into military stockpiles for use in outfitted struggle. The...

This study aims to understand the extent to which policymakers continue to be impacted by the COVID-19 pandemic as we move away from the crisis. The survey provides insights into the types of consumer risks that have emerged because of the pandemic and the impact of such risks on policy...