Showing 1 - 10 of 11,988
activity or recapitalizations are likely to adversely affect bank profitability during a stress period. Our findings provide … performance ratios due to increased leverage imply increased solvency risk for banks. The effect of the liquidity ratio on bank … liquidity of banks helps to exploit opportunities presented directly and at lower cost, thereby increasing their profitability …
Persistent link: https://www.econbiz.de/10011494400
This study examines the impact credit risk management has on the profitability of commercial banks in Nigeria. The main … ratio and non-performing loan ratio) and the profitability ratio (return on average asset, in particular) of five big … the data analysis shows that there is a strong relationship between credit risk parameters and returns of the bank …
Persistent link: https://www.econbiz.de/10012887677
USA banking industry. The findings show that bank capital and credit risk influence profitability in Asian developed … findings of the simultaneous equations model indicate that bank capital has a positive impact on profitability in large and … medium banks, whereas the profitability of banks influences the bank capital positively in case of large banks and negatively …
Persistent link: https://www.econbiz.de/10012023980
We investigate the risk taking incentives of "stressed banks" - the banks that are subject to annual regulatory stress tests in the U.S. since 2011. We document that stress tests effectively encourage prudent investment from stressed banks through regulatory monitoring, but also provide them...
Persistent link: https://www.econbiz.de/10011874856
contribution of risky lending to lower bank profitability and liquidity. The sample data comes from the Mergent Online database …This paper's objective is to study the relationship between bank credit risk and financial performance and the … tenure, which are governance related bank characteristics. Performance variables in analysis of covariance models include net …
Persistent link: https://www.econbiz.de/10013090092
buffers on the profitability and risk behavior of Indonesian commercial banks from 2010 to 2020. The findings reveal that … stability and stronger shareholder engagement. This ultimately benefits the bank and its stakeholders in the long run. However …-taking and prudent risk management to achieve optimal profitability. It underscores the need for banks to prioritize robust risk …
Persistent link: https://www.econbiz.de/10014503054
profile of the bank. This paper investigates the influence of the non-performing loans ratio on profitability indicators in … reducing bank profitability. Also, the statistical analysis confirms that the profitability position of the real sector is one … regression between the nonperforming loan ratio of non-financial entities and profitability indicators: rate of return on assets …
Persistent link: https://www.econbiz.de/10011862127
This study models the impact of new capital regulations proposed under Basel III on bank profitability by constructing … a stylized representative bank's financial statements. We show that the higher cost associated with a one … scheduled commercial banks, one-percentage point increase in capital ratio can be recovered by increasing the bank lending …
Persistent link: https://www.econbiz.de/10013048007
A simple analytical framework of bank's behaviour is presented to explore the key drivers of banks' profitability … prudential measures (here focus will be devoted on capital requirements) interact affecting bank's profitability (focus here is … bank issuing deposits (and exploiting its implicit rent) …
Persistent link: https://www.econbiz.de/10012960454
performance, that is, profitability and efficiency. Considering bank size, the results show a diverse impact of regulation on bank … efficiency and profitability of banks. This study aims to examine the impact of the introduction of two major regulatory changes … (Basel II and Basel III) on bank performance, in terms of bank size and bank-specific and macroeconomic variables. A two …
Persistent link: https://www.econbiz.de/10014288974