-employed workers have private pensions from previous employment, save in other forms of wealth, or are married to or cohabiting with … the introduction of the new state pension in 2016. This report summarises the patterns of saving and wealth among the self …

of workers born in 1950 or later. At the same time, a tax-facilitated savings plan was introduced that substantially … between private and public wealth. On the other hand, there is a group of mostly high-wage workers who participate in the tax …-facilitated Life Course Savings Scheme and who increase private savings to fully counter the impact of the drop in public wealth. A …

rights over the pension funds’ wealth. The problem is best resolved by the introduction of generational accounts. Modern …