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into tax-qualified savings plans. Our findings suggest that many workers, particularly those with low incomes, do not use …
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The authors provide evidence that households run down their assets after retirement by tracking a group of elderly households over the 1996–2004 period. They find that assets decline for these households approaching the end of the life cycle. Had there not been a run-up in asset prices due in...
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age for women born after 1951 in Germany, we show evidence of a reduction in private savings rate and an increase in …
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Traditionally, households have been seen as acting as a single unit when it comes to savings. Although this might be … correct for some parts of household savings, we question the correctness of the unitary model with respect to non …-mandatory retirement savings. Therefore we analyze the intra-household allocation of retirement savings between partners in Germany taking …
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