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Making use of home equity : the potential of housing wealth to enhance retirement security
Bravo, Jorge Miguel Ventura; Ayuso, Mercedes; Holzmann, … - 2019
The demographic change underway, declining adequacy levels from traditional pay-as-you-go old-age social security systems, structural reforms in pension schemes and the reduction in the traditional family support have increased the need for additional private savings to cover the old age income...
Persistent link: https://www.econbiz.de/10012120692
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Household debt and aging in Japan
Horioka, Charles; Niimi, Yoko - 2019
In this paper, we analyze the borrowing behavior of Japanese households in comparison to the other Group of Seven (G7) countries and also broken down by the age group of the household head. We find that pre-retirement households (households with a head in the 50-59 age group) in Japan do not...
Persistent link: https://www.econbiz.de/10012121910
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Household debt and aging in Japan
Horioka, Charles; Niimi, Yoko - 2019
Persistent link: https://www.econbiz.de/10012157089
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Homeownership and the perception of material security in old age
Garten, Claudius; Myck, Michał; Oczkowska, Monika - 2022
Homeownership has been shown to be related to various aspects of well-being, although both the causal nature of this … mechanisms which could be responsible for the positive effects of homeownership, namely its role in providing material security … Europe (SHARE), we analyse the relationship between homeownership and material security, as measured through subjective …
Persistent link: https://www.econbiz.de/10013345891
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The Great Recession, housing wealth, and the retirement decisions of older workers
Ondrich, Jan I.; Falevich, Alexander - In: Public finance review : PFR 44 (2016) 1, pp. 109-131
Persistent link: https://www.econbiz.de/10011539461
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Explaining why, right or wrong, (Italian) households do not like reverse mortgages
Fornero, Elsa; Rossi, Mariacristina; Brancati, Maria … - In: Journal of pension economics and finance 15 (2016) 2, pp. 180-202
Persistent link: https://www.econbiz.de/10011566624
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Is there a trade-off between pensions and home ownership? : An exploration of the Irish case
Fahey, Tony - In: Journal of European social policy 13 (2003) 2, pp. 159-173
Persistent link: https://www.econbiz.de/10001809201
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Housing Equity Release, Old-Age Income, and Public Finances
Määttänen, Niku - 2015
Many elderly people could markedly increase they standard of living by releasing housing equity. Purchase of a life annuity would increase the benefits of this release. Focusing on the Finnish case, we analyze the fiscal implications of different forms of housing equity release. We take into...
Persistent link: https://www.econbiz.de/10013017476
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Unlocking Housing Wealth for Older Americans : Strategies to Improve Reverse Mortgages
Moulton, Stephanie; Haurin, Donald R. - 2021
Housing wealth is a largely untapped resource that can help older adults supplement their incomes and buffer financial shocks in retirement. The federally insured reverse mortgage offers adults age 62 and older access to home equity with no required monthly payment, and protection for homeowners...
Persistent link: https://www.econbiz.de/10013239670
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An analytical study on the potential investors' perceptions towards reverse mortgage loan in Navi Mumbai region of Maharashtra state
Nagar, Amee; Mahesh, N.; Dave, Krishna Kant - In: International journal of Indian culture and business … 25 (2022) 3, pp. 283-300
Persistent link: https://www.econbiz.de/10013255902