Blacks, Hispanics, and divorced women have historically experienced double-digit poverty rates in retirement, and divorce and other demographic trends will increase their representation in future retiree populations. For these reasons, we might expect an increase in the proportion of...

For decades, policymakers have discussed how to remedy the high poverty rates of older widows. Yet older divorced women are more likely to be poor than older widows, and historical divorce and remarriage trends suggest that in the future a larger share of retired women will be divorced. This...

This Note uses the latest version of the Social Security Administration's Modeling Income in the Near Term microsimulation model to updated earlier projections of Social Security retirement benefits for married women. Changes in women's earnings in the late twentieth and early twenty-first...

The EBRI IRA Database, an ongoing project that collects data from multiple IRA plan administrators, for 2012 contains information on 25.3 million accounts owned by 19.9 million unique individuals with total assets of $2.09 trillion. This paper examines the percentage of traditional and Roth IRA...

A worker's disposition of his or her defined contribution (DC) retirement account balances at the point of separation from a previous employer is one of the most important decisions a DC plan participant faces. Although this decision has important implications for the retirement security of...

This paper examines the percentage of traditional or Roth IRAs in the EBRI IRA Database that had a withdrawal in 2011. In this study, only withdrawals from the accounts identified as traditional or Roth IRAs in the database are examined, a total of 15.3 million accounts with $1.11 trillion in...

We analyse the effects of pension reforms on the planned retirement age of women by exploiting within country variation in pension wealth across cohorts of workers in Italy after the Amato and Dini reforms of the early 1990s, which introduced a "Notionally Defined Contribution" (NDC) method for...

This paper looks at one slice of the income pie of the older population: retirement annuities and employment-based pensions. It analyzes the population ages 50 and over in order to take into account the prevalence of early retirement options available to individuals beginning at age 50. Recent...

This paper looks at one slice of the income pie of the older population: retirement annuities and employment-based pensions. It analyzes the population age 50 and over in order to take into account the prevalence of early retirement options available to individuals beginning at age 50. Recent...