savings, consumption, and bequests? Answering this question requires separating precautionary savings, bequest motives, and … the desire to remain in one's home. I develop and estimate a structural model of retirement savings decisions with …

focused on highlighting the long-term benefits that savings can have for the individual. Instead, we test a novel intervention … that that frames retirement savings as a way to ‘secure your family's financial future.' Using a large-scale field …

-varying investment opportunities and countercyclical risky labor income dynamics. We show that households near retirement will reduce …

percent of their pension savings at age 55. We find a large and highly significant increase in individuals' bank account … increase in disposable income to pay down credit card debt. Liquidity constrained individuals are significantly more likely to … interest rates in their retirement accounts by leaving a sizeable portion of their withdrawn savings in a low-interest accruing …

Based on the Italian Survey on Household Income and Wealth (SHIW) and the German Socio-economic Panel (SOEP), we show …

savings decisions. We also highlight that the lack of knowledge prevalently hits the most vulnerable individuals in the …

Traditionally, households have been seen as acting as a single unit when it comes to savings. Although this might be … correct for some parts of household savings, we question the correctness of the unitary model with respect to non …-mandatory retirement savings. Therefore we analyze the intra-household allocation of retirement savings between partners in Germany taking …

age for women born after 1951 in Germany, we show evidence of a reduction in private savings rate and an increase in …