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literature on household saving behavior in Japan (with emphasis on the author's own past research) to shed light on whether or … hypothesis, which is undoubtedly the most widely used theoretical model of household behavior in economics, and then survey the … the age structure of the population on the saving rate, the saving behavior of retired households, saving motives, the …
Persistent link: https://www.econbiz.de/10012195738
In this paper, we analyze the saving motives of European households using micro-data from the Household Finance and … Consumption Survey (HFCS), which is conducted by the European Central Bank. We find that the rank ordering of saving motives … most important saving motive of European households when the proportion of households saving for each motive is used as the …
Persistent link: https://www.econbiz.de/10015047840
same time, the distribution of wealth is widely dispersed and many workers arrive on the verge of retirement with few or no … personal assets. In this paper, we investigate the relationship between financial literacy and household net worth, relying on … comprehensive measures of financial knowledge designed for a special module of the DNB (De Nederlandsche Bank) Household Survey. Our …
Persistent link: https://www.econbiz.de/10013119479
same time, the distribution of wealth is widely dispersed and many workers arrive on the verge of retirement with few or no … personal assets. In this paper, we investigate the relationship between financial literacy and household net worth, relying on … comprehensive measures of financial knowledge designed for a special module of the DNB (De Nederlandsche Bank) Household Survey. Our …
Persistent link: https://www.econbiz.de/10013120915
There is a common perception that households are under-saving for retirement - indeed this has motivated many recent … English Longitudinal Study of Aging, an optimal level of wealth is calculated for each household. This is then compared to the …
Persistent link: https://www.econbiz.de/10012997360
towards saving for old age, and the relation with the household saving and portfolio choice behaviour. Based on a panel of two … important than their husbands. In a special high-income subsample we find that for this group the household members find saving … have larger incentives to save for old age than their husbands. This paper analyses the household members' attitudes …
Persistent link: https://www.econbiz.de/10011339680
towards saving for old age, and the relation with the household saving and portfolio choice behaviour. Based on a panel of two … important than their husbands. In a special high-income subsample we find that for this group the household members find saving … have larger incentives to save for old age than their husbands. This paper analyses the household members' attitudes …
Persistent link: https://www.econbiz.de/10001605154
In this paper, we analyze the wealth accumulation and saving behavior of the retired elderly in Italy using micro data … saving. Thus, the Wealth Decumulation Puzzle (the tendency of the retired elderly to decumulate their wealth more slowly than … Financial Crisis. Moreover, our regression analysis of the determinants of the wealth accumulation and saving behavior of the …
Persistent link: https://www.econbiz.de/10012198628
We analyze the impact of population aging on Japan’s household saving rate and on its public pension system and the … impact of that system on Japan’s household saving rate and obtain the following results: first, the age structure of Japan …’s population can explain the level of, and past and future trends in, its household saving rate; second, the rapid aging of Japan …
Persistent link: https://www.econbiz.de/10003490425
We analyze how sexual orientation is related to household savings using 2000 US Census data, and find that gay and … their married counterparts. In a household savings model, we interpret this homosexual-specific differential as due to the … differentials by sexual orientation and cohabiting status. -- Sexual orientation ; household savings ; retirement ; housing …
Persistent link: https://www.econbiz.de/10003968422