determine retirement savings and tax payments. Flat income and tax-rate profiles facilitate the analysis of behavioral factors … effects of mandated Traditional (tax-deferred) or Roth (taxprepaid) retirement policies in a controlled laboratory setting … receive exogenous incomes during "working" periods, followed by no-income "retirement" periods. In each period, subjects …

-mandatory retirement savings. Therefore we analyze the intra-household allocation of retirement savings between partners in Germany taking …. These results additionally show a "crowding-in" of total retirement savings amounts between spouses, probably due to some … "peer effect". The unitary model of household decision making can thus be rejected with respect to retirement savings. …