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During the late 1930s, the Home Owners Loan Corporation (HOLC) created a series of maps designed to summarize spatial variation in the riskiness of mortgage lending in different neighborhoods. The HOLC maps, in conjunction with contemporaneous maps produced by the Federal Housing Agency (FHA),...
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become more intentional about incorporating race into their programmatic (as opposed to employment, investment, or other … practices to help advance those discussions. The approaches are as follows: race-neutral, race-aware, race-conscious, and race …
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process. Risk has collapsed into prior criminal history, and prior criminal history has become a proxy for race. This means …
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This paper uses mortality fan charts to illustrate prospective future male mortality. These fan charts show both the … most likely path of male mortality and the bands of uncertainty surrounding that path. The fan charts are based on a model … of male mortality that is known to provide a good fit to UK mortality data. The fan charts suggest that there are clear …
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