U.S. Congress implementing social policies thru the GSEs without adequate default risk provisions. Our recommendations …

re-default risk. We use loan-level data to trace the performance of loans with heavy modifications. We have three major … empirical findings. First, the empirical model shows that modified loans tend to have much higher re-default risk than otherwise … identical never-defaulted loans. Second, the re-default model shows that re-default hazard is less sensitive to traditional risk …

produced by territorial investments; valuation approaches to properties; risk assessment; and strategies for monitoring energy …