where they are headquartered (territorial LSIs). We compare the performance of territorial LSIs across regions at low and … high ooding risk and test for the \core lending channel" hypothesis, whereby lending to the real economy is a catalyst of …

We investigate the extent to which various structural risks exacerbate the materialization of cyclical risk. We use a … role in explaining the severity of cyclical and credit risk materialization during financial cycle contractions. Among …

Credit risk is important in developing the performance of a microfinance institution. The aim of this research was to … analyze credit risk through a harmonious cultural approach to improve financial performance. Qualitative approach was used to … influenced the financial performance. The research result had an implication to risk management in improving financial …

analyze the impact of risk-taking on performance as well as the role of capital structure in moderating the effects on the …The purpose of this paper was to investigate the determinants of risk-taking in the context of Islamic and conventional … microfinance institutions (MFIs) while considering the capital structure’s role in moderating the risk-taking decisions’ effect on …

To maintain financial stability, banks need to recognize, assess, and mitigate potential losses, thus making risk … control critical for long-term profitability as well as avoiding unexpected losses. This research examines the risk mitigating … factors and performance of Ghanaian domestic banks in terms of capital adequacy, bank size, bank efficiency, and profitability …

This paper studies optimal risk-taking and information disclosure by firms that obtain financing from both a … heterogeneity among banks: lowly-collateralized firms vary optimal risk and information precision along with the degree of …

We explore the impact of mortgage securitization on the international diversification of macroeconomic risk. By making … risk sharing: we find that countries with the most highly developed markets for securitized mortgage debt have consumption … risk sharing in tranquil times but that it actually fails to provide international insurance in severe crisis periods …

differences between conventional and Islamic finance. Depositors/savers do not bear any risk in conventional finance however …

portfolio, one for market risk and one for credit risk. Similar approaches are common in banks’ internal models for economic … capital. Although it is known that joint market and credit risk of certain investments can be larger than the sum of risks … holdings or CDS portfolios – are also affected. There are realistic conditions under which credit risk (represented by ratings …

Motivated by the variety of bank risk proxies, our analysis reveals that nonperforming assets are a well …-suited complement to the Z-score in studies of bank risk. …