Procyclicality of credit supply, which refers to the simultaneous movement of credit issued to the non-financial sector …. The impact of credit supply on the financial and real sectors may vary across different economies, and the …

credit risk of the banking sectors operating in Brazil, Russia, India, China, and South Africa (BRICS), emerging countries … credit risk. To do so, we perform panel data analysis using the quantile estimation approach covering the period 2004 …-2020. The empirical results reveal that the country risk significantly leads to increasing the banking sector's credit risk and …

We estimate the causal effect of emergency credit on households' finances after a negative shock. To do so, we link … a federally-declared natural disaster, to a panel of credit records before and after the shock. We exploit a … approved. Using an instrumented difference-in-differences research design, we find that credit provision at the time of a shock …

banks' financial distortions, which in turn increase with banks' credit risk. Higher capital requirements dampen the current … supply of banks' credit, but mitigate banks' future financial distortions. Capital requirements should be raised in response … to both an expansion of banks' credit supply and an increase in the expected future credit risk of banks. They should be …

traditional loan pricing model, this new proposed one, requiring lower loan interest rates from customers with higher credit … rating, while higher loan interest rates from customers with lower credit rating, could thus be able to provide higher risk …